Asset-backed loans against luxury watches, jewelry, fine art, gold, and collector vehicles. Originated at our four California locations — we fly qualifying clients in nationwide. No credit pull. Three-month renewable terms. Funded in 24 hours.
Our specialists are dealers in the categories they value — not generalists. Every appraisal happens in person, on our premises, by the person who knows the market.
We move fast because everyone in the room is a specialist. There is no underwriting committee. There is no credit bureau. There is the asset, the desk, and the wire.
Two-minute form. Asset type, photos, your contact. Indicative range within four hours.
Out-of-state? We cover or coordinate travel to the closest CA location. Typically same-week.
In-person appraisal by category specialist. Final terms in writing. Sign or walk away.
Wire same day. Asset secured in vault. 90-day renewable. Repay, redeem, no questions.
Your watch is appraised by a watch dealer. Your art by an art dealer. Higher LTV, fewer surprises.
Local pawn shops cap at 30–40%. We routinely write 50–70% on tier-one assets, because we know the market.
No credit pull. No public record. No relationship-bank awkwardness. Your name does not appear on a credit file.
Above $250K we cover round-trip flight and ground transfer to LA. Above $500K, business or first class with black car. Above $1M, charter and hotel. Sub-$250K loans handled case-by-case. See the program →
All loans originate at California licensed locations. Out-of-state clients fly in for in-person appraisal — by design, not accident.
Located outside California? We fly qualifying clients in from all 50 states. Concierge ground transport on arrival.
Tell us what you have. We respond within four business hours with an indicative range and next steps. No credit pull. No obligation.